Methodology
How Clavy reaches a number, and where it refuses to
Clavy is an automated market-value estimate for information purposes. It is not a regulated appraisal and carries no certification. This page explains what goes in, what comes out, and what we deliberately leave unknown.
A range, never a point
Every estimate is an interval with the central value inside it. The interval comes from the model's own out-of-sample error in that zone (conformal quantiles). It widens when comparables are thin, when the property could only be resolved at a coarser level than its building, when comparables include motivated sellers, and when the model has no fitted error quantiles. Nominal coverage is 80%. Empirical coverage is measured on a holdout for each model version; it is recorded internally and not yet published per zone. The narrowest intervals come from apartments and townhouses in dense urbanisations, where comparables are many and alike; detached villas get the widest, because their comparables are few and unlike each other, and the report says so instead of hiding it. For a wide interval, the comparables and the attribution are the pages to price from.
Attribution you can argue from
Contributions are explicit adjustments against selected comparables (built area, bedrooms, age, and plot and private pool for houses) plus the location level of the urbanisation against its municipality. Terrace and floor adjustments apply only when both the property and the comparable record them; the published data does not yet record them for the property being valued, so they do not currently move the number. A final comparable-evidence row carries what the explicit factors do not explain, so the rows sum to the difference between the mid-point of the range and the municipal baseline. They are never percentages of the answer.
Comparables from the urbanisation, not a radius
On this coast, units inside a gated urbanisation are near-identical and price sharply differently from the street outside. A 1,000 m radius crosses several price regimes. Clavy derives a boundary polygon for each urbanisation from land parcels joined by address and building references, and draws comparables inside it first; only when the urbanisation is thin does it borrow strength from the area, then the municipality — and says so.
Resolution levels
Every fact records the level it was established at. A property resolved at building level says so, and building-level facts are never phrased as unit-level facts.
Three states for every check
Coastal easement, flood and fire zones, protected designations, heritage, planning legality, occupancy, tenancy, title shape and protected-housing status are each carried as present, checked-and-absent, or not assessable. The default is not assessable. Absence of data is never rendered as absence of risk, and none of these is ever turned into an invented discount.
- Present
- Checked, not present
- Not assessable
Illustrative examples, not data for any property.
Market history is observed, not bought
Market figures come from sale listings delivered by Scout, Clavy's listings partner, as observed by Clavy. The listings are imported periodically, not continuously: every market figure shows the date of the data behind it and is marked when it may be out of date. Asking prices are observations, never completed sales.
Where Clavy declines to value
- Bare ownership, protected housing, tourist-let restrictions, occupied or auctioned properties: the listing is flagged and no estimate is produced.
- Land: description and constraints only, no number — land value depends on per-municipality planning we do not hold yet.
- New build: promotion-level analysis (absorption, price ladders), not a unit price.
Data sources and licences
Every data source behind the facts, figures and maps in reports, on property, neighbourhood and town pages and in the 3D town views has an entry in the register below, with its licence, permitted use and the citation we print. A value whose source is not permitted is withheld on public pages, in the property data service and in reports, and a source with no entry is treated as barred. Google Maps is listed as a display-only service: it loads in your browser only after you choose to open the Google view, and nothing from it is stored or used in reports.
| Source | Licensor | Licence | Use | Citation | Status |
|---|---|---|---|---|---|
| Catastro authorised CAT bulk files | Dirección General del Catastro | DGC bulk-download licence (2011), subject to recorded acceptance | Commercial, as a transformed work | Elaboración propia a partir de datos de la Dirección General del Catastro (Ministerio de Hacienda), fecha de acceso [date of access]. Sin valor certificativo. | permitted |
| Catastro operator bulk consultation | Dirección General del Catastro | Applicable bulk-consultation terms require verification | Not used | Elaboración propia a partir de datos de la Dirección General del Catastro (Ministerio de Hacienda), fecha de acceso [date of access]. Sin valor certificativo. | unresolved |
| INSPIRE Cadastral Parcels (CP) | Dirección General del Catastro | DGC INSPIRE licence v1.0 (2016-07) | Commercial, as a transformed work | Elaboración propia a partir de datos de la Dirección General del Catastro (servicios INSPIRE). Sin valor certificativo. | permitted |
| INSPIRE Buildings (BU) | Dirección General del Catastro | DGC INSPIRE licence v1.0 (2016-07) | Commercial, as a transformed work | Elaboración propia a partir de datos de la Dirección General del Catastro (servicios INSPIRE). Sin valor certificativo. | permitted |
| INSPIRE Addresses (AD) | Dirección General del Catastro | DGC INSPIRE licence v1.0 (2016-07) | Commercial, as a transformed work | Elaboración propia a partir de datos de la Dirección General del Catastro (servicios INSPIRE). Sin valor certificativo. | permitted |
| OVC / Sede Electrónica per-property queries (RC20 units, DNPRC) | Dirección General del Catastro | No service-specific licence. Reused, without a TRLCI art. 52.2 request, under the DGC's standard licences: the DGC INSPIRE licence v1.0 (2016) cl. 1-2 also name web-service access, and the Sede conditions of use apply Res. DGC 23-03-2011 to every access (transformed use only, DGC and access date cited, 10-year term) | Commercial, as a transformed work | Fuente: Sede Electrónica del Catastro (Dirección General del Catastro). | permitted |
| Clavy location tree (naming and hierarchy) | Dirección General del Catastro; Clavy curation | Catastro-derived names with Clavy curation; each contributing source's terms retained (INSPIRE licence 2016, CAT bulk-download licence 2011, Sede per-property services) | Commercial, as a transformed work | Jerarquía y nombres elaborados por Clavy a partir de la Dirección General del Catastro. Sin valor certificativo. | permitted |
| Sale listings · Scout | Scout, a service of Epic House SIA, with listings published by agents | No agreement on file — the terms for supplying and reusing the listings have not been documented. | Commercial | Anuncios de venta observados a través de Scout (scoutgo.app) desde el inicio del seguimiento. | permitted |
| New-build developer listing observations | Clavy | Own observation log | Commercial | Promociones de obra nueva observadas por Clavy. | permitted |
| New-build developers' marketing images (renders, photographs, plans) | Each developer or agency, and the studios and photographers behind its images | No written grant on file: the images are the developers' copyright works, shown as the developers' own marketing material from the company's copy of the portals, captioned as such, and taken down on a developer's request | Display only | Imágenes comerciales publicadas por el promotor de cada promoción. | permitted |
| DERA — Datos Espaciales de Referencia de Andalucía | Instituto de Estadística y Cartografía de Andalucía | CC BY 4.0 with the IECA conditions (source formula, last-update date, original meaning, no endorsement) | Commercial | Fuente: Instituto de Estadística y Cartografía de Andalucía (IECA), DERA, actualización [update date]. CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). Datos modificados. | permitted |
| REDIAM environmental layers | Junta de Andalucía (per-dataset producers) | Per-dataset licences (mostly CC BY 4.0; some restricted, internal-only or third-party EULA) | Not used | — | unresolved |
| MITECO — coastal public domain lines and national flood-zone maps | Ministerio para la Transición Ecológica y el Reto Demográfico | Free reuse with attribution to MITECO as author and owner; the SNCZI flood datasets are declared CC BY 4.0 | Commercial | Fuente: © Ministerio para la Transición Ecológica y el Reto Demográfico. Actualización [update date]. Datos modificados por Clavy. | permitted |
| IGN PNOA orthoimagery (WMS) | Instituto Geográfico Nacional | CC BY 4.0 (IGN licence for geographic data products and services) | Commercial | Obra derivada de PNOA-MA [year] CC-BY 4.0 scne.es | permitted |
| IGN seismic hazard: NCSE-02 basic seismic acceleration by municipality (WMS/WFS geofisica) | Instituto Geográfico Nacional | CC BY 4.0 (IGN licence for geographic data products and services); the service states «CC BY 4.0 ign.es» | Commercial | Obra derivada de la Norma de Construcción Sismorresistente NCSE-02 (aceleración sísmica básica por municipio) del IGN, [update date], CC-BY 4.0 scne.es | permitted |
| OpenStreetMap | OpenStreetMap contributors | ODbL 1.0 | Commercial | © OpenStreetMap contributors, ODbL — openstreetmap.org/copyright | permitted |
| Google Maps JavaScript API and photorealistic 3D tiles | Google Maps Platform Terms of Service | Display only | permitted | ||
| Ayuntamiento de Marbella geoportal — Parques y Jardines tree inventory | Ayuntamiento de Marbella | None stated — the ArcGIS service carries no copyright or licence text, and no municipal reuse conditions under Ley 37/2007 were found | Not used | Ayuntamiento de Marbella, geoportal municipal: inventario de arbolado de Parques y Jardines. | unresolved |
| IGN municipal boundary lines (via es-atlas 0.6.0, bundled) | Instituto Geográfico Nacional | CC BY 4.0 (IGN licence for geographic data products and services) | Commercial | Obra derivada de Líneas límite municipales del IGN, CC-BY 4.0 scne.es | permitted |
| Terrain tiles (Mapzen Terrarium on AWS Open Data) | Tilezen / AWS Open Data; contributing datasets: Copernicus EU-DEM, USGS SRTM and GMTED2010, NOAA ETOPO1 | Per contributing dataset: Copernicus data policy (EU-DEM), public domain (SRTM, GMTED2010, ETOPO1), each with its own credit line | Commercial | Terreno: teselas Terrarium (Mapzen, AWS Open Data). Europe terrain data produced using Copernicus data and information funded by the European Union - EU-DEM layers; SRTM and GMTED2010 data courtesy of the U.S. Geological Survey; Global ETOPO1 terrain data U.S. National Oceanic and Atmospheric Administration. Datos modificados. | permitted |
| Open-Meteo current weather (free API) | Open-Meteo | Data CC BY 4.0; the free API (api.open-meteo.com) may only be used for non-commercial purposes, and its terms name websites with subscriptions as commercial use | Not used | Weather data by Open-Meteo.com (CC BY 4.0) | unresolved |
| Junta de Andalucía open data — directory of non-university schools and their complementary services | Junta de Andalucía, Consejería de Desarrollo Educativo y Formación Profesional | CC BY 4.0, as stated on each dataset's page of the Junta's open-data portal | Commercial | Junta de Andalucía, Portal de Datos Abiertos: directorio de centros docentes no universitarios y servicios complementarios, CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). Datos modificados por Clavy. | permitted |
| Dirección General de Tráfico — DATEX II detector inventory and measured traffic | Dirección General de Tráfico (Ministerio del Interior) | Free of charge; DGT's national access point lists its DATEX II publications as CC BY with the DGT legal notice as terms of use. The detector publication itself carries no licence text: its header declares confidentiality noRestriction and informationUsage broadcast | Commercial | Dirección General de Tráfico (DGT): datos de detectores de tráfico, publicación DATEX II. | permitted |
| Red de Consorcios de Transporte de Andalucía — open-data portal (bus lines, stops and scheduled timetables) | Red de Consorcios de Transporte de Andalucía (Junta de Andalucía) | Aviso legal of the Portal de Datos Abiertos: authorisation to reuse for commercial and non-commercial purposes with a free, non-exclusive assignment of intellectual property rights (Ley 37/2007) | Commercial | Información proporcionada por el Portal de Datos Abiertos de la Red de Consorcios de Transporte de Andalucía | permitted |
| School calendars and municipal holidays — official acts of the Junta de Andalucía | Junta de Andalucía: the Delegaciones Territoriales responsible for education in Málaga and in Cádiz (school calendars) and the Dirección General de Trabajo, Seguridad y Salud Laboral (municipal holidays, published in the BOJA) | Official acts of public bodies, which the Ley de Propiedad Intelectual leaves outside intellectual property (texto refundido, Real Decreto Legislativo 1/1996, art. 13); no reuse licence is attached to them | Commercial | Calendario escolar: resolución de la Delegación Territorial de la Junta de Andalucía competente en educación en la provincia. Fiestas locales: relación publicada en el Boletín Oficial de la Junta de Andalucía. Transcripción de Clavy. | permitted |
| Plan INFOCA Zonas de Peligro — the list of municipalities in the plan's Apéndice, official acts of the Junta de Andalucía | Junta de Andalucía: the Consejo de Gobierno, which approves and amends the Plan de Emergencia por Incendios Forestales de Andalucía by decree | Official acts of public bodies, which the Ley de Propiedad Intelectual leaves outside intellectual property (texto refundido, Real Decreto Legislativo 1/1996, art. 13, which names «las disposiciones legales o reglamentarias»); no reuse licence is attached to them | Commercial | Zonas de Peligro: Apéndice del Plan de Emergencia por Incendios Forestales de Andalucía (Decreto 371/2010, BOJA núm. 192, de 30 de septiembre de 2010; modificado por el Decreto 160/2016, BOJA núm. 195, de 10 de octubre de 2016). Transcripción de Clavy. | permitted |
| Clavy derived geometry and metrics | Clavy | Proprietary — own derivation from permitted layers | Commercial | Cálculo propio de Clavy. | permitted |
| Clavy published models | Clavy | Proprietary | Commercial | Estimación automatizada de valor de mercado con fines informativos (modelo Clavy). | permitted |
Public-record sources
Clavy uses three kinds of public-record source, each under its own terms:
- Parcels, buildings and addresses are Clavy's own transformation of the corresponding DGC INSPIRE datasets, under the DGC INSPIRE licence of 2016.
- Unit details printed in reports (floor, door, stair, use and surface) come from official per-property services. Only non-protected data is used, and it is cited with the date of access.
- Where an authorised CAT bulk file is used, it is used under the DGC bulk-download licence of 2011 and cited with the date of access.
Location names and their hierarchy are curated by Clavy from these sources and keep each source's terms. The public bodies behind them neither participate in nor endorse Clavy. Clavy's outputs are not official certificates and carry no certificative value; the sources and their licences are listed in the legal notice.